Question 1

What is mutual fund overlap?

Accepted Answer

Mutual fund overlap occurs when two or more mutual funds in your portfolio hold the same stocks. High overlap means you are not truly diversified, as multiple funds are investing in the same companies.

Question 2

How to check mutual fund overlap?

Accepted Answer

Use OverlapX to check mutual fund overlap instantly. Select up to 20 funds, and the tool will analyze their holdings to show common stocks, overlap percentage, and diversification score.

Question 3

What is an acceptable mutual fund overlap percentage?

Accepted Answer

An overlap below 15% is considered good for diversification. Overlap between 15-40% is moderate and should be monitored. Above 40% indicates high duplication and you should consider removing one of the overlapping funds.

Question 4

Which mutual funds have the least overlap?

Accepted Answer

Funds from different categories typically have less overlap. For example, a large cap fund paired with a small cap or sectoral fund will have minimal overlap. Use OverlapX to find the best low-overlap fund combinations.

OverlapX

Mutual Fund Overlap Checker - Compare Indian Mutual Funds Free